Products and Services for the Individual

Investment Planning begins when you, the client, are asked to define your financial goals.  It moves on to consider what level of risk is comfortable for you and the time frames for meeting financial goals.  If your goals, risk tolerance and time frames are established at the start of an investment program, the likelihood that your investing will help you work toward your goals is greatly enhanced.

  • Analysis of Risk Tolerance
  • Asset Allocation/Portfolio Construction
  • Manager Research/Monitoring
 
Retirement Funding

Retirement planning is the foundation of your financial security in the future, and it requires you to make some important decisions.  During your working years, those decisions center around accumulating assets.  However, as you approach retirement, your emphasis will shift toward making the most out of those accumulated assets.  What does that mean to you?  It means the opportunity to enjoy your retirement without having to worry about becoming a burden on your children and grandchildren.

  • Pension Maximization
  • Qualified Distribution Analysis
  • Income Needs Analysis
 
 
Financial Needs Analysis

Edelman Wealth Management Group, Inc. also is available to help you address many other financial questions such as how to fund for your children’s college education, and how to most efficiently protect your family in the event of unexpected death, disability or illness.  We will be happy to provide you with information on the following investment and risk management areas:

  • Education Funding
  • Section 529 College Savings Plans
  • Disability Income and Life Insurance Needs Analysis
  • Long-Term Care Insurance Needs Analysis 
 
Estate Conservation*

Conservation of your estate will protect your accumulated wealth as well as help you preserve your assets for future generations.  Having a strategy in place for the transfer of your assets helps you shelter much of your assets from taxes in order to maximize the legacy that you leave to the next generation.

  • Estate Tax Calculation
  • Estate Transfer Techniques
  • Will and Trust Planning

 

*The financial analysis and recommendations are not intended to replace the need for independent tax, accounting, or legal review. Neither John Hancock, Signator Investors, Inc. nor any of its agents, employees or registered representatives are in the business of offering such advice. Individuals are advised to seek the counsel of such licensed professionals.