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Melanie's News: HSA Amounts and Limits for 2025

Melanie's News: HSA Amounts and Limits for 2025

May 31, 2024

HSA Amounts and Limits for 2025

Each year the IRS releases potential updates to the maximum that can be contributed to a Health Savings Account (HSA) for the upcoming calendar year. These amounts are a combined Employee and Employer (if applicable) maximum.

For 2025 an HSA-compatible plan is categorized as a plan with a minimum annual deductible that is not less than:

  • $1,650 for self-only coverage (up from $1,600 for 2024)
  • $3,300 for coverage other than self-only (up from $3,200 for 2024)

For calendar year 2025, the maximum HSA contribution amount for an individual with coverage under an HSA-compatible HDHP is:

  • $4,300 for self-only coverage (up from $4,150 for 2024)*
  • $8,550 for coverage other than self-only (up from $8,300 for 2024)

*Keep in mind that an individual over 55 enrolled in an HSA-compatible plan can make an additional HSA catch-up contribution of $1,000 each year until they enroll in Medicare.*

It is important to note these annual changes to plan and take full advantage of the tax-free savings that an HSA offers.

Please contact Melanie Tumolo at melanie@ewmginc.com for more information.

If you have any life changes or updates to your benefits that you need us to address (I.e., address change, marriage, the birth of a child, loss of coverage, etc.) please do not hesitate to contact us at 215-579-5601 or email us at info@ewmginc.com