Get helpful information on tax brackets, Roth, estate planning, education,  & OBBBA for 2025 with our complimentary Year-End Planning Guide.

How are families making decisions and covering college costs? What about FAFSA® forms? Get the facts and see where you stand on college funding. Read the full Sallie Mae® Report, How America Pays for College 2025.

Understanding the ways credit and debt work for and against you are some of the first steps toward understanding personal finance. While it’s not useful to worry about credit and debt and avoid it entirely, there are some things to look out for.

The maximum IRA contribution limit for 2024 was $7,000 for those under 50, and $8,000 for those 50 or older. 

Did you max out? If not, you can still make contributions to your IRA (Traditional or Roth) for the 2024 tax year until April 15, 2025, which is the tax filing deadline. Contributing more could help lessen your tax burden.

You can start making contributions for the 2025 tax year as early as January 1, 2025, and the deadline for these contributions is April 15, 2026. For more details on IRA contributions, you can refer to IRS Publication 590-A. 

The 2025 numbers are out! Here are the important ones to know, including IRS 401(k) limit increases, retirement savings, education, child care, mortgages, taxes, and deductions.

Here are 5 essential things you can do to keep your information and online accounts safer from cyber criminals:
1. Use multi-factor authentication, face or fingerprint, and change passwords often.
2. Choose cookies and browsers wisely and don’t depend on Incognito mode to hide your data.
3. Turn off your location when you don’t need it.
4. Use Anti-virus software, firewalls, VPN, etc.
5. Cover your cameras.
Of course, you should always backup your files just in case. Stay alert and don’t be fooled! Never give out personal information like your date of birth or social security number and pay attention to news articles to learn about the latest scams.

Looking for Retirement Benefits for your Employees? Choosing the right Plan can be tricky. Our experienced Benefits Advisors are here for you. See the Retirement Plans for Small Businesses by Invesco to learn more about your options. 

There are many things to consider when starting your own business. It can be overwhelming at first, but with careful planning, your small business can flourish. Read this Guide from Business News Daily.

Care for your tomorrow self today. 

Download our Dreamcasting WorkBook to help prepare for Your Best Retirement! Capture your aspirations alongside your budget to get on track for your future. 

A Life Insurance Retirement Plan or Life Income Plan (LIP), allows you to use your life insurance policy's cash to supplement your retirement income. Click for more information on LIP for Attorneys, LIP for Dental Pros, and LIP for Physicians. Contact us for more information.

Indexed Universal Life Insurance (IUL) can be a powerful vehicle to get the same tax-free retirement income and growth as the Roth. IUL allows you to earn market-like returns without actually having the market risk.

There are different ways to hold—or custody—investors’ assets. Your financial advisor has established a relationship with SEI Private Trust Company because we provide custody services that focus on accountability, safety, and security.

Did you know you can get Life Insurance with a Long-Term Care Rider, enabling you to use the policy for either or both things? It’s good to have insurance with real-life flexibility. Call us today to set it up.

The SECURE Act 2.0 changes the age of Required Minimum Distributions (RMDs), increases contribution limits, affects IRA Beneficiaries, and helps save for emergencies. 

These handy year-end tax materials from Athene can help you get organized for the new year. Download Athene 2023 Tax Reference Guide here.

Ask us how to limit your loss while taking advantage of growth opportunities with Shield. See Case Study. Read the Brighthouse® Shield Level Select 6-Year Annuity Prospectus.

How to protect yourself against the two biggest retirement risks.

Help to preserve your assets with a guaranteed-income annuity.

Recently, the market has shown a high level of volatility. To help protect against this, many people choose to invest in an annuity with a guaranteed income rider.

Creating a multigenerational is important when deciding on how you want the wealth you've built to be distributed.

The difference between Traditional and Roth IRAs can sometimes be confusing, let us help you walk through the differences, and see which type of IRA is most appropriate for you.