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Melanie's News: Wrapping up 2022: Year-End Insurance Reminders

Melanie's News: Wrapping up 2022: Year-End Insurance Reminders

December 07, 2022

December is a beautifully festive month, but also marks the end of the year. Most insurance benefits close out the year on the 31st which means you need to take a quick look at a few things to be sure you are getting the most out of your money.:

Do you have an FSA with a balance? Be sure to check the rollover amount to ensure you don’t lose any of your money. FSA funds can be used for qualified over-the-counter expenses too!

Review your health care expenses for the year and what you have accrued so far towards your insurance deductible for 2022. If your plan deductible accrues on a Calendar year, you have until December 31st to squeeze in last-minute medical appointments and still be covered before the new 2023 deductible kicks in.  

Individual Open enrollment (on and off-exchange) is in full swing! Be sure to make your elections or changes by December 15th  to secure coverage for January 1, 2023!

We know how confusing it can be and are happy to be a resource.  

Contact Melanie Tumolo for more information or if you have any questions!

If you have any life changes or updates to your benefits that you need us to address (I.e., address change, marriage, birth of a child, loss of coverage, etc.) please do not hesitate to contact us at 215-579-5601 or email us at