Howard specializes in Estate Planning, Financial Planning, Business Planning, Investment and Insurance management. He has been providing financial services to clients for over 30 years. Howard has earned the Certified Financial Planner™ certification from the CFP Board as well as the ChFC (Chartered Financial Consultant) designation from the American College. He was also quoted in the "Philadelphia Inquirer" and "Philadelphia Daily News" on current financial issues as well as "Philadelphia Business Journal", "Philadelphia Magazine" and "Financial Planning Magazine". Howard has also contributed to multiple magazines such as "Personal Financial Report" on KYW and their Regional Affairs Council report on financing college education. Furthermore, he has also contributed to the Philadelphia Daily News "Second Opinion" column and to the Tri-State Real Estate Journal. Also, Howard is a Charter member of the Delaware Valley Society of Certified Financial Planners as well as a Life Member of the Million Dollar Round Table. Howard was also the Past President of the Montgomery County Estate Planning Council and a past member of the Board of Directors of the Philadelphia Association of Life Underwriters. Howard is also an Instructor and past chairman for Business Financial Planning for the Life Underwriters Training Council. Lastly, Howard is a Workshop Leader for Temple University's pre-retirement conference and also speaks nationally before groups on Financial Planning.